Below is a comparison of popular Bitcoin payment gateways:
Gateway Name — Transaction Processing Fee
- CoinGate — 1%
- NOWPayments — 0.5%
- Coinbase Commerce — Free
- SpectroCoin — N/A
- BitPay — 1%
- Binance Pay — N/A
- CoinPayments — 0.5%
- B2BInPAY — 0.5%
If you run an online or offline business and don’t yet accept Bitcoin as a payment method, it’s time to change that.
Bitcoin is the “internet currency” that’s quickly gaining popularity. With it, merchants can accept payments 24/7 from anywhere in the world. To do this, there are special gateways that facilitate the integration of crypto payments into business. In this article, we’ll look at the best solutions.
Top 9 Crypto Payment Gateways for Merchants
1. CoinGate
CoinGate is one of the most popular choices. It allows accepting Bitcoin and other cryptocurrencies, and also offers automatic conversion to fiat (EUR, USD, BTC).
Supports: e-commerce plugins, API, POS, web buttons, Android/iOS apps.
Fee: about 1%.
2. NOWPayments
NOWPayments supports Bitcoin, Ethereum, and over 100 cryptocurrencies. Integration is available for many CMS and platforms (Shopify, WooCommerce, Magento, etc.).
You can generate crypto invoices.
Fee depends on volume (the more volume—the lower the fee).
3. Coinbase Commerce
Coinbase is a major crypto exchange, and it has a solution for accepting cryptocurrency payments.
You can add a button, iframe, or plugin to your website, send invoices via email, or integrate through API.
Feature: instant conversion to fiat, which reduces volatility risk.
Important: Coinbase Commerce is not available in all countries—be sure to check support availability for your country.
4. SpectroCoin
European payment gateway offering plugins and API for store integration.
Supports different fund withdrawal methods and has its own rates.
5. BitPay
BitPay is one of the oldest and most authoritative gateways (on the market since 2011).
Integrations: over 40 e-commerce platforms and POS.
Fund withdrawal is possible in several fiat currencies.
Fee: approximately 1%.
6. Binance Pay
Solution from Binance, introduced in 2021.
Limitations: not supported in the US, UK, and Singapore.
Buyers must be Binance users—cannot pay from external wallets.
Supports API, QR codes, and other payment acceptance methods.
7. CoinPayments
Very popular gateway supporting over 1480+ cryptocurrencies, including Bitcoin, Ethereum, and Monero.
Ready-made plugins are available for many platforms (Shopify, WooCommerce, Magento, etc.).
Users from the US may need to complete KYC.
You can convert received funds to stablecoins to avoid volatility.
8. B2BInPAY
Suitable for both retail and corporate clients.
Features:
- integration with WooCommerce, Magento, Prestashop
- downloadable reports
- low fee (0.5%)
However, there are initial setup and configuration fees, which can be a downside for small entrepreneurs.
Benefits of Accepting Bitcoin and Cryptocurrency Payments
- Available 24/7, year-round
- Accepting payments from different countries
- Reduced costs: lower fees, less fraud, no chargebacks
- Opportunity to participate in BTC price growth
- Financial independence—”be your own bank”
Conclusion
The list of best crypto payment gateways will be updated as new solutions appear. Write in the comments which gateway you use and what your experience is. If I missed an important service—let me know!
